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Does moving insurance cover personal items?

Moving insurance pays for the cost of your personal items if they are damaged, destroyed, lost or stolen while you are moving. If you hire a moving company, you can probably buy coverage from them, although it isn't technically insurance.

What is moving insurance?

Moving insurance provides protection for your personal belongings when in transit. While the person driving your moving truck may be a very safe driver, it’s not possible to control all the other drivers on the road. Accidents happen and moving insurance offers protection for any damage to your things during the move.

How much does moving insurance cost?

Released-value protection is free and full-value protection can cost around 1% to 2% of your property's value. The cost for moving insurance can change depending on several factors. Third-party liability rates vary as well, and can depend on how an insurance company rates its plans.

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